We understand that, for many, garden furniture is a luxury - a want as opposed to a need - that could be less of a priority than other expensive purchases. But why should you miss out on what you want? We now offer several finance options to help you get what you want as well as what you need.

Interest-Free Credit

Spread your costs over several instalments with our interest-free credit. During the checkout process, you will be re-directed to Klarna’s easy application site where an approval decision will typically be made almost instantly.

Which Products Can Be Purchased on Finance?

To enable the finance offer you will need to spend a minimum of £500 on one order. This could be one set that costs over £500 or a number of smaller items that accumulate to over £500.

When Do I Start Paying?

Once you have been approved for credit you will need to pay the deposit amount, chosen by yourself, in order for us to deliver the products. The monthly instalments will not commence until we have delivered your order in full and should start around 28 days after delivery of the items - this payment date is controlled entirely by Klarna and any queries or need to change the payment date will have to go directly through Klarna.

What Finance Options Do You Offer?

We offer several options for credit, these start at 6 months interest-free and 36 months at 14.9% APR. With all of our repayment terms, we offer the option of a deposit ranging between 10%-50%. (This may be subject to change and these offers are stipulated by Klarna).

Can I Apply For Credit In-Store?

Yes! You can apply for credit in any of our showrooms, provided you spend over £500. We can also offer this option over the phone.


If you have any questions about our finance options, then feel free to give us a call or email us or even visit us in-store. We will be happy to outline all of your options and help you make the best decision. If you are declined for finance for any reason, you will need to approach Klarna directly - White Stores is not privy to information such as why a finance application is denied.

Our interest-free credit options are the perfect choice if you want your garden furniture now but do not want to pay in one lump sum or do not want to worry about the cost until later. We feel this is a great way for all of our customers to enjoy our garden furniture.

*White Stores Ltd is an introducer of unregulated credit products provided exclusively by Klarna Bank AB (publ). Finance is only available to permanent UK residents aged over 18, subject to status, terms and conditions apply. Klarna Bank AB (publ) , Registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-043